When most people think about tax, they focus on the headline rates: 20%, 40% and 45%. What people often overlook is the effective tax rate - the actual rate you end up paying on each extra pound you earn, once all the oddities in the system are taken into account. One of the most surprising […]
Chancellor Rachel Reeves' Spring Statement, delivered on 26 March 2025, was less about big announcements and more about setting a tone: steady, serious, and focused on long-term discipline. With sluggish growth, rising borrowing costs, and global uncertainty all weighing on the economy, the message was clear - now is the time to protect public finances […]
The Bank of England has dropped the base rate from 4.75% to 4.5%, but what does the rest of 2025 hold for the UK and global economies? With significant changes on the horizon, interest rates will largely shape the financial landscape for individuals in the UK and beyond. By understanding global interest rate trends, forecasts, […]
As we leave behind the turbulence of 2024, the first quarter of 2025 presents a fresh opportunity to reassess and refine your financial strategies for what’s shaping up to be a year of economic uncertainty. By understanding key economic trends, political developments, and global shifts, you’ll have the insight needed to safeguard and build your […]
From the tax hikes of Labour’s Budget to the eventual steadying of interest rates and inflation, 2024 was fascinating from a financial perspective. Of course, there was also Donald Trump’s re-election, which will have a huge impact on markets in the year ahead. If 2024 has taught us anything, it’s that economic resilience and a […]
In November 2024, Donald Trump shocked political commentators by winning the US presidential election for the second time. Of course, US elections are significant from a global perspective, and the next four years look set to be an interesting period for financial markets. From fluctuations during the election to projections for the future, strategic recommendations […]
After taking an unprecedented 100+ days since the election to deliver the first Labour budget in more than a decade, the speculation and counter-speculation are over. When Chancellor Rachel Reeves introduced the Autumn Budget on October 30, 2024, we knew the focus would be on economic stability and sustainable growth, but there was more. The […]
For high-net-worth individuals, navigating the UK's tax landscape is becoming increasingly challenging. With the Labour government poised to introduce sweeping changes, many are left wondering what’s next. While some reforms, like adjustments to the Non-Dom status, have been anticipated, others - like the potential introduction of an exit tax for wealthy expats - have caught […]
Put this date in your diary: Wednesday, 30th October 2024, the first Labour government budget since 2009. While there is speculation and counter-speculation about what we can expect in the budget, the government will need to make some difficult decisions. These could impact the short-term popularity of Keir Starmer, but with a five-year term, the […]
It’s fair to say that the incoming UK government has hit the ground running with an ambitious housebuilding target. Broadly speaking, the target is an additional 1.5 million new homes over the next five years, which will include affordable and social housing. Planning restrictions are also likely to be lifted in green and grey belt […]
