Ironically, we teach children and young adults various subjects in school that they are unlikely to require in their everyday lives. Yet, we have topics they will come across daily that they need to learn after leaving the education system. To put this into perspective, when was the last time you used Pythagoras's theory or […]
Thankfully, there are a few bright spots for the global economy amid uncertainty regarding interest rates and inflation. While many economies experienced a rebound in 2022, the prospects for 2023 and 2024 are mixed, to say the least. However, a recent report by the IMF suggests it may be time to revisit investor exposure to […]
The financial sector is constantly moving and evolving at a lightning-fast pace. In recent years we have seen significant changes and developments, such as the introduction of Exchange Traded Funds (ETFs). Due to often similar investment goals, many people are now questioning the value of mutual funds against ETFs. There are various issues to consider, […]
It looks like 2023 could be a challenging year for the worldwide economy and stock markets. Amidst the cost of living crisis, brought on by historically high inflation and rising energy costs, many countries are set to dip into recession. According to research, the average recession lasts around ten months, with the stock market said […]
Since the US subprime mortgage crisis began in 2007, there have been numerous financial challenges for investment markets. We have seen the Covid pandemic, tensions in Ukraine, double-digit inflation and an ongoing cost of living crisis. It is fair to say that this has tested the nerves of many investors. So, how do you cope with volatile investment markets?
The perfect financial advisor should be able to help you all the way into adulthood, but this isn't always the case. Let's examine the distinction between a financial advisor and a financial planner. What characteristics should we be on the lookout for in a financial planner?
In order to achieve long-term financial security, it is vital to have a long-term financial plan in place. This will be supplemented by short-term financial targets, which will be the stepping stones to long-term financial goals. However, it is just as important to recognise that short, medium and long-term financial goals can be adjusted over time. Life doesn’t remain static, you may have noticed!
Bear markets are part and parcel of investing. It’s that simple. And while it’s understandable to get nervous when bearish trends happen, history has shown that they don’t last forever.
Here, we’ll examine bear markets of the past to contextualise today’s economic uncertainty. We’ll explore how long bearish trends have historically lasted, how long the current bear market is likely to continue, and the bear market opportunities available to investors.
WHY DOLLAR COST AVERAGE? Pretty much the hardest part of investing isn’t actually picking good investments (though it’s still important, and not easy) – it’s the psychological side. In turbulent markets like we’ve had recently, resolve is tested. “Is my strategy right?” “Do I take money out?” “Is now a good time to invest?” The […]
Knowing why and when to use a financial advisor can be difficult. Many people wait until they have become wealthy to get advice and come into money, often through inheritance or the sale of a business. But there are many more everyday reasons to bring in the support of a professional financial advisor. Wealth is […]
