From the tax hikes of Labour’s Budget to the eventual steadying of interest rates and inflation, 2024 was fascinating from a financial perspective. Of course, there was also Donald Trump’s re-election, which will have a huge impact on markets in the year ahead. If 2024 has taught us anything, it’s that economic resilience and a […]
In November 2024, Donald Trump shocked political commentators by winning the US presidential election for the second time. Of course, US elections are significant from a global perspective, and the next four years look set to be an interesting period for financial markets. From fluctuations during the election to projections for the future, strategic recommendations […]
After taking an unprecedented 100+ days since the election to deliver the first Labour budget in more than a decade, the speculation and counter-speculation are over. When Chancellor Rachel Reeves introduced the Autumn Budget on October 30, 2024, we knew the focus would be on economic stability and sustainable growth, but there was more. The […]
For high-net-worth individuals, navigating the UK's tax landscape is becoming increasingly challenging. With the Labour government poised to introduce sweeping changes, many are left wondering what’s next. While some reforms, like adjustments to the Non-Dom status, have been anticipated, others - like the potential introduction of an exit tax for wealthy expats - have caught […]
Put this date in your diary: Wednesday, 30th October 2024, the first Labour government budget since 2009. While there is speculation and counter-speculation about what we can expect in the budget, the government will need to make some difficult decisions. These could impact the short-term popularity of Keir Starmer, but with a five-year term, the […]
It’s fair to say that the incoming UK government has hit the ground running with an ambitious housebuilding target. Broadly speaking, the target is an additional 1.5 million new homes over the next five years, which will include affordable and social housing. Planning restrictions are also likely to be lifted in green and grey belt […]
As we journey through our working lives, we often take comfort in the knowledge that our pensions will support us when it comes to our retirement. However, the harsh reality is that for many, their pensions may not be enough to maintain their desired lifestyle. Did you know that almost 30% of people have no […]
Politics and finance are two topics often discussed in tandem. As we approach the UK general election on July 4th, there is much speculation about how a potential change of government will influence taxes, economies, and investment. While it is dangerous to look to the past for indications of future changes, it is crucial to […]
While the most obvious potential benefit from starting early with regular investments is enhanced returns, there are many other factors to consider. Naturally, as investors, our focus tends to be on short-term returns. Only when you look back and consider annualised returns over a longer period can you begin to grasp the real benefits of […]
While many people associate base rates with their mortgage rates, the devil is in the details. To understand the direct relationship, it is essential to appreciate the Bank of England's role and why it is so crucial to businesses and individuals. Setting interest rates UK base rates currently stand at 5.25%, with expectations that we […]
